Identity Fraud Is Becoming Increasingly Common in the Digital Age. Could You Be A Victim?
Millions suffer every year from identity theft, and it can happen with a single click of a button. Identity fraud may not be as noticeable at first. After all, it’s not always a person in your town or even someone that looks like you. The signs are subtle, but other victims may be hit in a single swipe. It is always important to be careful with the information you give out.
Fraudsters will look for personal information such as:
- Banking information
- Credit card information
- Driver’s license number
- Full name and address
- Passport number
- Social security number (SSN)
Worried that you may be a victim of someone stealing your identity? Here are a few signs that you may be a victim of identity fraud. For additional information, contact the private investigation firm of CGA Solutions.
Be sure to carefully look at your credit card and account statements at least once a month to catch any suspicious activity on your account. This is crucial. Some fraudsters will spend a few dollars initially to test the transaction and whether the account holder notices. So be sure to pay close attention.
You only have up to 90 days to dispute charges on a credit card and far less time disputing any other suspicious activity.
New Credit Cards Set Up Under Your Name
Several banks and credit card companies may send you pre-approved cards that you simply have to activate. If you do not properly shred these pre-approved cards, a criminal could set up the card without your knowledge. It can be easy to underestimate, but certain criminals are willing to go through other people’s trash just to find mail like this.
Medical Charges That Are Not Yours
No one likes being in the hospital, so you’d more than likely remember if you or a family member was there. Scammers will often steal a person’s social security number and health insurance or Medicare number to get free healthcare. If you find unexplained medical bills charged to your card or account, then you could be a victim of fraud.
Your Credit Score Is Lower Than Expected
All the signs above could impact your credit score. Additionally, when there are loans, mortgages, bank statements, and charges under your name, you will see a noticeable difference in your credit rating. If your credit score seems lower than usual, there is a chance a person is using your identity. Be sure to check your bank statements carefully to ensure the purchases are yours and look for any suspicious activity.
Need an Investigator for Identity Theft? We Can Help
No one wants to be a victim of identity theft. But it’s important to get to the bottom of it as soon as you can. If you believe you are a victim of identity fraud, contact the police and your banking company right away. For additional support, contact the licensed fraud investigators at CGA Solutions. We are licensed in Georgia and South Carolina, and provide free, confidential consultations.